/* Reset and Base Styles */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: 'Arial', sans-serif;
    line-height: 1.6;
    color: #333;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

/* Header Styles */
.header {
    background: #fff;
    box-shadow: 0 2px 10px rgba(0,0,0,0.1);
    position: sticky;
    top: 0;
    z-index: 1000;
}

.header-top {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 15px 0;
    border-bottom: 1px solid #eee;
}

.logo-placeholder {
    display: flex;
    align-items: center;
    gap: 10px;
    color: #1e40af;
    font-size: 24px;
    font-weight: bold;
}

.logo-placeholder i {
    font-size: 32px;
}

.header-actions {
    display: flex;
    align-items: center;
    gap: 20px;
}

.search-box {
    display: flex;
    border: 1px solid #ddd;
    border-radius: 25px;
    overflow: hidden;
}

.search-box input {
    padding: 8px 15px;
    border: none;
    outline: none;
    width: 200px;
}

.search-box button {
    padding: 8px 15px;
    background: #1e40af;
    color: white;
    border: none;
    cursor: pointer;
}

.login-section {
    display: flex;
    gap: 10px;
}

.login-btn, .join-btn {
    padding: 8px 20px;
    text-decoration: none;
    border-radius: 25px;
    font-weight: 500;
    transition: all 0.3s;
}

.login-btn {
    background: #f8f9fa;
    color: #1e40af;
    border: 1px solid #1e40af;
}

.join-btn {
    background: #1e40af;
    color: white;
}

.login-btn:hover, .join-btn:hover {
    transform: translateY(-2px);
    box-shadow: 0 4px 8px rgba(0,0,0,0.1);
}

/* Navigation */
.main-nav {
    padding: 0;
}

.nav-menu {
    display: flex;
    list-style: none;
    justify-content: center;
    gap: 40px;
}

.nav-menu li a {
    display: block;
    padding: 20px 0;
    text-decoration: none;
    color: #333;
    font-weight: 500;
    transition: color 0.3s;
    position: relative;
}

.nav-menu li a:hover {
    color: #1e40af;
}

.nav-menu li a::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 0;
    height: 3px;
    background: #1e40af;
    transition: width 0.3s;
}

.nav-menu li a:hover::after {
    width: 100%;
}

.nav-menu li a.active {
    color: #1e40af;
}

.nav-menu li a.active::after {
    width: 100%;
}

.mobile-menu-toggle {
    display: none;
    flex-direction: column;
    cursor: pointer;
    gap: 4px;
}

.mobile-menu-toggle span {
    width: 25px;
    height: 3px;
    background: #333;
    transition: 0.3s;
}

/* Hero Section */
.hero {
    background: linear-gradient(135deg, #1e40af 0%, #3b82f6 100%);
    color: white;
    padding: 80px 0;
}

.hero-slide {
    display: flex;
    align-items: center;
    min-height: 500px;
}

.hero-content {
    flex: 1;
}

.hero-text h1 {
    font-size: 3.5rem;
    margin-bottom: 20px;
    font-weight: 700;
}

.hero-text p {
    font-size: 1.2rem;
    margin-bottom: 30px;
    opacity: 0.9;
}

.hero-buttons {
    display: flex;
    gap: 20px;
}

.btn {
    padding: 15px 30px;
    text-decoration: none;
    border-radius: 30px;
    font-weight: 600;
    transition: all 0.3s;
    display: inline-block;
    border: none;
    cursor: pointer;
    font-size: 1rem;
}

.btn-primary {
    background: white;
    color: #1e40af;
}

.btn-secondary {
    background: transparent;
    color: white;
    border: 2px solid white;
}

.btn:hover {
    transform: translateY(-3px);
    box-shadow: 0 6px 20px rgba(0,0,0,0.2);
}

.btn-full {
    width: 100%;
}

.hero-image {
    flex: 1;
    text-align: center;
}

.hero-image img {
    max-width: 100%;
    height: auto;
    border-radius: 10px;
}

/* Page Header */
.page-header {
    background: linear-gradient(135deg, #1e40af 0%, #3b82f6 100%);
    color: white;
    padding: 60px 0;
    text-align: center;
}

.page-header h1 {
    font-size: 3rem;
    margin-bottom: 15px;
    font-weight: 700;
}

.page-header p {
    font-size: 1.2rem;
    opacity: 0.9;
}

/* Quick Services */
.quick-services, .personal-services, .business-services, .loan-services, .digital-services, .youth-programs, .our-story, .leadership-team {
    padding: 80px 0;
}

.quick-services {
    background: #f8f9fa;
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 30px;
}

.service-card {
    background: white;
    padding: 40px 30px;
    border-radius: 10px;
    text-align: center;
    box-shadow: 0 5px 15px rgba(0,0,0,0.1);
    transition: transform 0.3s;
}

.service-card:hover {
    transform: translateY(-10px);
}

.service-icon {
    width: 80px;
    height: 80px;
    background: #1e40af;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 20px;
    color: white;
    font-size: 2rem;
}

.service-card h3 {
    margin-bottom: 15px;
    color: #333;
}

.service-card p {
    color: #666;
    margin-bottom: 20px;
}

.service-link {
    color: #1e40af;
    text-decoration: none;
    font-weight: 600;
}

/* Service Detail Cards */
.service-detail-card {
    background: white;
    border-radius: 15px;
    overflow: hidden;
    box-shadow: 0 10px 30px rgba(0,0,0,0.1);
    transition: transform 0.3s, box-shadow 0.3s;
    margin-bottom: 40px;
}

.service-detail-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 20px 40px rgba(0,0,0,0.15);
}

.service-image img {
    width: 100%;
    height: 250px;
    object-fit: cover;
}

.service-content {
    padding: 30px;
}

.service-content h3 {
    font-size: 1.5rem;
    margin-bottom: 15px;
    color: #333;
}

.service-content p {
    color: #666;
    margin-bottom: 20px;
    line-height: 1.6;
}

.feature-list {
    list-style: none;
    margin-bottom: 25px;
}

.feature-list li {
    padding: 8px 0;
    position: relative;
    padding-left: 25px;
    color: #555;
}

.feature-list li::before {
    content: '?';
    position: absolute;
    left: 0;
    color: #1e40af;
    font-weight: bold;
}

/* Features Section */
.features, .additional-services, .business-solutions, .financial-education, .mission-values, .community-impact {
    padding: 80px 0;
}

.additional-services, .business-solutions, .financial-education, .mission-values, .community-impact {
    background: #f8f9fa;
}

.section-header {
    text-align: center;
    margin-bottom: 60px;
}

.section-header h2 {
    font-size: 2.5rem;
    margin-bottom: 15px;
    color: #333;
}

.section-header p {
    font-size: 1.1rem;
    color: #666;
}

.features-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 40px;
}

.feature-item {
    text-align: center;
}

.feature-icon {
    width: 100px;
    height: 100px;
    background: linear-gradient(135deg, #1e40af, #3b82f6);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 20px;
    color: white;
    font-size: 2.5rem;
}

.feature-item h3 {
    margin-bottom: 15px;
    color: #333;
}

.feature-item p {
    color: #666;
}

/* News Section */
.news-section {
    padding: 80px 0;
    background: #f8f9fa;
}

.news-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 30px;
}

.news-card {
    background: white;
    border-radius: 10px;
    overflow: hidden;
    box-shadow: 0 5px 15px rgba(0,0,0,0.1);
    transition: transform 0.3s;
}

.news-card:hover {
    transform: translateY(-5px);
}

.news-image img {
    width: 100%;
    height: 200px;
    object-fit: cover;
}

.news-content {
    padding: 25px;
}

.news-content h3 {
    margin-bottom: 15px;
    color: #333;
}

.news-content p {
    color: #666;
    margin-bottom: 15px;
}

.read-more {
    color: #1e40af;
    text-decoration: none;
    font-weight: 600;
}

/* Solutions Grid */
.solutions-grid, .tools-grid, .education-grid, .values-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 30px;
}

.solution-card, .tool-card, .education-card {
    background: white;
    padding: 30px;
    border-radius: 10px;
    text-align: center;
    box-shadow: 0 5px 15px rgba(0,0,0,0.1);
    transition: transform 0.3s;
}

.solution-card:hover, .tool-card:hover, .education-card:hover {
    transform: translateY(-5px);
}

.solution-icon, .tool-icon, .education-icon {
    width: 80px;
    height: 80px;
    background: linear-gradient(135deg, #1e40af, #3b82f6);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 20px;
    color: white;
    font-size: 2rem;
}

.solution-card h3, .tool-card h3, .education-card h3 {
    margin-bottom: 15px;
    color: #333;
}

.solution-card p, .tool-card p, .education-card p {
    color: #666;
    margin-bottom: 20px;
}

.solution-link, .tool-link, .education-link {
    color: #1e40af;
    text-decoration: none;
    font-weight: 600;
}

/* Loan Calculator */
.loan-calculator, .loan-application, .contact-form-section, .application-process {
    padding: 80px 0;
}

.loan-calculator, .loan-application, .contact-form-section {
    background: #f8f9fa;
}

.calculator-content, .application-content, .form-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
}

.calculator-info h2, .application-info h2, .form-info h2 {
    font-size: 2.5rem;
    margin-bottom: 20px;
    color: #333;
}

.calculator-info p, .application-info p, .form-info p {
    font-size: 1.1rem;
    color: #666;
    margin-bottom: 25px;
}

.calculator-features, .application-benefits, .contact-benefits {
    list-style: none;
}

.calculator-features li, .resources-list li {
    padding: 10px 0;
    position: relative;
    padding-left: 30px;
    color: #555;
}

.calculator-features li::before, .resources-list li::before {
    content: '?';
    position: absolute;
    left: 0;
    color: #1e40af;
    font-weight: bold;
    font-size: 1.2rem;
}

.calculator-form, .application-form, .contact-form {
    background: white;
    padding: 40px;
    border-radius: 15px;
    box-shadow: 0 10px 30px rgba(0,0,0,0.1);
}

.form-group {
    margin-bottom: 25px;
}

.form-group label {
    display: block;
    margin-bottom: 8px;
    font-weight: 600;
    color: #333;
}

.form-group input, .form-group select, .form-group textarea {
    width: 100%;
    padding: 12px 15px;
    border: 2px solid #e5e7eb;
    border-radius: 8px;
    font-size: 1rem;
    transition: border-color 0.3s;
    font-family: inherit;
}

.form-group input:focus, .form-group select:focus, .form-group textarea:focus {
    outline: none;
    border-color: #1e40af;
}

.form-group textarea {
    resize: vertical;
    min-height: 120px;
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
    margin-bottom: 20px;
}

.calculate-btn {
    width: 100%;
    margin-bottom: 30px;
}

.calculation-result {
    border-top: 2px solid #e5e7eb;
    padding-top: 25px;
}

.result-item {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 15px;
}

.result-label {
    font-weight: 600;
    color: #333;
}

.result-value {
    font-size: 1.2rem;
    font-weight: bold;
    color: #1e40af;
}

/* Contact Styles */
.contact-info {
    padding: 80px 0;
    background: #f8f9fa;
}

.contact-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 30px;
}

.contact-card {
    background: white;
    padding: 40px 30px;
    border-radius: 15px;
    text-align: center;
    box-shadow: 0 5px 15px rgba(0,0,0,0.1);
    transition: transform 0.3s;
}

.contact-card:hover {
    transform: translateY(-5px);
}

.contact-icon {
    width: 80px;
    height: 80px;
    background: linear-gradient(135deg, #1e40af, #3b82f6);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 20px;
    color: white;
    font-size: 2rem;
}

.contact-card h3 {
    margin-bottom: 15px;
    color: #333;
    font-size: 1.3rem;
}

.contact-card p {
    color: #666;
    margin-bottom: 20px;
    line-height: 1.6;
}

.contact-link {
    color: #1e40af;
    text-decoration: none;
    font-weight: 600;
    transition: color 0.3s;
}

.contact-link:hover {
    color: #3b82f6;
}

/* Branch Locations */
.branch-locations {
    padding: 80px 0;
    background: #f8f9fa;
}

.locations-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(350px, 1fr));
    gap: 30px;
}

.location-card {
    background: white;
    border-radius: 15px;
    overflow: hidden;
    box-shadow: 0 5px 15px rgba(0,0,0,0.1);
    transition: transform 0.3s;
}

.location-card:hover {
    transform: translateY(-5px);
}

.location-image img {
    width: 100%;
    height: 200px;
    object-fit: cover;
}

.location-info {
    padding: 25px;
}

.location-info h3 {
    margin-bottom: 15px;
    color: #333;
    font-size: 1.3rem;
}

.location-address {
    color: #666;
    margin-bottom: 20px;
    line-height: 1.6;
}

.location-services {
    margin-bottom: 20px;
}

.service-tag {
    display: inline-block;
    background: #e0f2fe;
    color: #1e40af;
    padding: 4px 12px;
    border-radius: 20px;
    font-size: 0.85rem;
    font-weight: 500;
    margin-right: 8px;
    margin-bottom: 8px;
}

.location-hours {
    color: #555;
    font-size: 0.95rem;
    line-height: 1.5;
}

.location-hours strong {
    color: #333;
}

/* About Us Styles */
.story-content, .impact-content, .resources-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
}

.story-text h2, .impact-text h2, .resources-info h2 {
    font-size: 2.5rem;
    margin-bottom: 25px;
    color: #333;
}

.story-text p, .impact-text p, .resources-info p {
    color: #666;
    margin-bottom: 20px;
    line-height: 1.7;
    font-size: 1.05rem;
}

.story-image img, .impact-image img, .resources-image img {
    width: 100%;
    height: auto;
    border-radius: 15px;
}

.mission-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 40px;
    margin-bottom: 60px;
}

.mission-card {
    background: white;
    padding: 40px;
    border-radius: 15px;
    text-align: center;
    box-shadow: 0 5px 15px rgba(0,0,0,0.1);
}

.mission-icon {
    width: 80px;
    height: 80px;
    background: linear-gradient(135deg, #1e40af, #3b82f6);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 20px;
    color: white;
    font-size: 2rem;
}

.mission-card h3 {
    margin-bottom: 20px;
    color: #333;
    font-size: 1.5rem;
}

.mission-card p {
    color: #666;
    line-height: 1.6;
}

.values-section h2 {
    text-align: center;
    font-size: 2.5rem;
    margin-bottom: 40px;
    color: #333;
}

.value-item {
    text-align: center;
}

.value-icon {
    width: 70px;
    height: 70px;
    background: linear-gradient(135deg, #1e40af, #3b82f6);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 20px;
    color: white;
    font-size: 1.8rem;
}

.value-item h4 {
    margin-bottom: 15px;
    color: #333;
    font-size: 1.2rem;
}

.value-item p {
    color: #666;
    line-height: 1.6;
}

.team-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 40px;
}

.team-member {
    background: white;
    padding: 30px;
    border-radius: 15px;
    text-align: center;
    box-shadow: 0 5px 15px rgba(0,0,0,0.1);
    transition: transform 0.3s;
}

.team-member:hover {
    transform: translateY(-5px);
}

.member-photo {
    margin-bottom: 20px;
}

.member-photo img {
    width: 120px;
    height: 120px;
    border-radius: 50%;
    object-fit: cover;
    border: 4px solid #f0f7ff;
}

.member-info h3 {
    margin-bottom: 5px;
    color: #333;
}

.member-title {
    color: #1e40af;
    font-weight: 600;
    margin-bottom: 15px;
}

.member-bio {
    color: #666;
    line-height: 1.6;
    font-size: 0.95rem;
}

.impact-stats {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 30px;
}

.stat-item {
    text-align: center;
}

.stat-number {
    font-size: 2.5rem;
    font-weight: bold;
    color: #1e40af;
    margin-bottom: 5px;
}

.stat-label {
    color: #666;
    font-size: 0.95rem;
}

/* Personal Loan Styles */
.loan-hero {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
    padding: 80px 0;
}

.loan-hero-content h2 {
    font-size: 2.5rem;
    margin-bottom: 20px;
    color: #333;
}

.loan-hero-content p {
    font-size: 1.1rem;
    color: #666;
    margin-bottom: 30px;
    line-height: 1.6;
}

.loan-highlights {
    display: flex;
    flex-direction: column;
    gap: 15px;
}

.highlight-item {
    display: flex;
    align-items: center;
    gap: 15px;
    color: #555;
}

.highlight-item i {
    color: #1e40af;
    font-size: 1.2rem;
}

.loan-hero-image img {
    width: 100%;
    height: auto;
    border-radius: 15px;
}

.loan-types {
    padding: 80px 0;
    background: #f8f9fa;
}

.loan-types-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 30px;
}

.loan-type-card {
    background: white;
    padding: 30px;
    border-radius: 15px;
    box-shadow: 0 5px 15px rgba(0,0,0,0.1);
    transition: transform 0.3s;
}

.loan-type-card:hover {
    transform: translateY(-5px);
}

.loan-type-icon {
    width: 60px;
    height: 60px;
    background: linear-gradient(135deg, #1e40af, #3b82f6);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 20px;
    color: white;
    font-size: 1.5rem;
}

.loan-features {
    list-style: none;
    margin-bottom: 25px;
}

.loan-features li {
    padding: 5px 0;
    position: relative;
    padding-left: 20px;
    color: #555;
    font-size: 0.95rem;
}

.loan-features li::before {
    content: '?';
    position: absolute;
    left: 0;
    color: #1e40af;
    font-weight: bold;
}

.loan-rate, .rate-info {
    background: #f0f7ff;
    padding: 10px 15px;
    border-radius: 8px;
    text-align: center;
    font-weight: bold;
    color: #1e40af;
    font-size: 1.1rem;
    margin-bottom: 20px;
}

.rate {
    font-size: 1.2rem;
    font-weight: bold;
    color: #1e40af;
}

.process-steps {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 40px;
}

.step-item {
    text-align: center;
}

.step-number {
    width: 60px;
    height: 60px;
    background: linear-gradient(135deg, #1e40af, #3b82f6);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 20px;
    color: white;
    font-size: 1.5rem;
    font-weight: bold;
}

.step-content h3 {
    margin-bottom: 15px;
    color: #333;
}

.step-content p {
    color: #666;
    line-height: 1.6;
}

.benefit-item {
    display: flex;
    align-items: center;
    gap: 15px;
    margin-bottom: 20px;
    color: #555;
}

.benefit-item i {
    color: #1e40af;
    font-size: 1.2rem;
}

.checkbox-group {
    display: flex;
    align-items: center;
    gap: 10px;
}

.checkbox-group input[type="checkbox"] {
    width: auto;
    margin: 0;
}

.checkbox-group label {
    margin: 0;
    font-weight: normal;
    cursor: pointer;
}

.disclaimer {
    font-size: 0.9rem;
    color: #666;
    margin-top: 15px;
    line-height: 1.4;
}

.app-downloads {
    display: flex;
    gap: 15px;
    justify-content: center;
    margin-top: 20px;
}

.app-store-btn, .google-play-btn {
    display: block;
}

.app-store-btn img, .google-play-btn img {
    height: 40px;
    width: auto;
}

.parent-resources {
    padding: 80px 0;
}

/* Footer */
.footer {
    background: #1f2937;
    color: white;
    padding: 60px 0 20px;
}

.footer-content {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 40px;
    margin-bottom: 40px;
}

.footer-section h4 {
    margin-bottom: 20px;
    color: #3b82f6;
}

.footer-section ul {
    list-style: none;
}

.footer-section ul li {
    margin-bottom: 10px;
}

.footer-section ul li a {
    color: #d1d5db;
    text-decoration: none;
    transition: color 0.3s;
}

.footer-section ul li a:hover {
    color: #3b82f6;
}

.social-links {
    display: flex;
    gap: 15px;
    margin-bottom: 20px;
}

.social-links a {
    width: 40px;
    height: 40px;
    background: #3b82f6;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    text-decoration: none;
    transition: background 0.3s;
}

.social-links a:hover {
    background: #1e40af;
}

.contact-info p {
    margin-bottom: 10px;
    color: #d1d5db;
}

.footer-bottom {
    border-top: 1px solid #374151;
    padding-top: 20px;
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.footer-logos {
    display: flex;
    gap: 20px;
}

.footer-logos img {
    height: 40px;
}

/* Animation classes */
.animate {
    animation: fadeInUp 0.6s ease-out;
}

@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(30px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

/* Header scroll effect */
.header.scrolled {
    box-shadow: 0 4px 20px rgba(0,0,0,0.15);
}

/* Mobile menu active state */
.mobile-menu-toggle.active span:nth-child(1) {
    transform: rotate(45deg) translate(5px, 5px);
}

.mobile-menu-toggle.active span:nth-child(2) {
    opacity: 0;
}

.mobile-menu-toggle.active span:nth-child(3) {
    transform: rotate(-45deg) translate(7px, -6px);
}

/* Responsive Design */
@media (max-width: 768px) {
    .header-top {
        flex-direction: column;
        gap: 20px;
    }
    
    .header-actions {
        width: 100%;
        justify-content: space-between;
    }
    
    .search-box input {
        width: 150px;
    }
    
    .nav-menu {
        display: none;
        flex-direction: column;
        position: absolute;
        top: 100%;
        left: 0;
        width: 100%;
        background: white;
        box-shadow: 0 2px 10px rgba(0,0,0,0.1);
    }
    
    .nav-menu.active {
        display: flex;
    }
    
    .nav-menu li a {
        padding: 15px 20px;
        border-bottom: 1px solid #eee;
    }
    
    .mobile-menu-toggle {
        display: flex;
    }
    
    .hero-text h1 {
        font-size: 2.5rem;
    }
    
    .page-header h1 {
        font-size: 2.5rem;
    }
    
    .hero-slide {
        flex-direction: column;
        text-align: center;
    }
    
    .hero-buttons {
        flex-direction: column;
        align-items: center;
    }
    
    .services-grid,
    .features-grid,
    .news-grid,
    .solutions-grid,
    .tools-grid,
    .education-grid,
    .values-grid,
    .team-grid,
    .loan-types-grid,
    .process-steps,
    .contact-grid,
    .locations-grid {
        grid-template-columns: 1fr;
    }
    
    .form-content,
    .loan-hero,
    .calculator-content,
    .application-content,
    .resources-content,
    .story-content,
    .impact-content {
        grid-template-columns: 1fr;
        gap: 40px;
    }
    
    .form-row {
        grid-template-columns: 1fr;
    }
    
    .mission-content {
        grid-template-columns: 1fr;
    }
    
    .impact-stats {
        grid-template-columns: 1fr 1fr;
        gap: 20px;
    }
    
    .contact-form,
    .calculator-form,
    .application-form {
        padding: 30px 20px;
    }
    
    .loan-hero-content h2,
    .form-info h2,
    .calculator-info h2,
    .application-info h2,
    .resources-info h2,
    .story-text h2,
    .impact-text h2 {
        font-size: 2rem;
    }
    
    .footer-bottom {
        flex-direction: column;
        gap: 20px;
        text-align: center;
    }
}

@media (max-width: 480px) {
    .container {
        padding: 0 15px;
    }
    
    .hero {
        padding: 40px 0;
    }
    
    .page-header {
        padding: 40px 0;
    }
    
    .page-header h1 {
        font-size: 2rem;
    }
    
    .hero-text h1 {
        font-size: 2rem;
    }
    
    .quick-services,
    .features,
    .news-section,
    .personal-services,
    .business-services,
    .loan-services,
    .digital-services,
    .youth-programs,
    .our-story,
    .leadership-team,
    .additional-services,
    .business-solutions,
    .financial-education,
    .mission-values,
    .community-impact,
    .loan-calculator,
    .loan-application,
    .contact-form-section,
    .application-process,
    .contact-info,
    .branch-locations,
    .loan-types,
    .parent-resources {
        padding: 40px 0;
    }
    
    .service-card,
    .news-content,
    .contact-card,
    .tool-card,
    .education-card,
    .mission-card,
    .team-member {
        padding: 20px;
    }
    
    .service-content,
    .calculator-form,
    .application-form,
    .contact-form {
        padding: 20px;
    }
    
    .loan-type-card {
        padding: 25px 20px;
    }
    
    .solution-card {
        padding: 20px;
    }
    
    .impact-stats {
        grid-template-columns: 1fr;
        gap: 20px;
    }
    
    .stat-number {
        font-size: 2rem;
    }
}